Not every single mother is looking for financial assistance. Some are just looking for a helping hand when it comes to getting their children raised, while others are facing serious financial hardship and could use some emergency funding. The federal government has set up numerous programs to help these women and the state of Florida has its own set of grants to help out here too. Below is a list of grants that are available to mothers in the state of Florida.
Women, Infants and Children (WIC) program – This program is one that provides assistance to low-income pregnant women or women who recently gave birth as well as providing food assistance and nutritional education. This program also helps those children under the age of five who have nutritional needs that are not being met. If you qualify, you can receive free food items such as milk, juice, eggs, cereal and fruits and vegetables among other things. You can also get free nutrition counseling and health screenings as well as breastfeeding support for your child if you need it.
In the state of Florida, women head more than 60 percent of all households with children. These women face many challenges and sometimes struggle to keep food on the table and a roof over their heads. Some are going through hard times due to the faltering economy. Luckily, there are several grants offered by the state of Florida for low-income families and single moms.
The Single Mother Grant Directory is filled with educational grants, personal grants, housing assistance, financial aid and much more. The majority of all grant dollars are awarded to just 1% of the population. Grants for single mothers were created to help women who are unable to support themselves or their children because of the lack of money, opportunity or the absence of a partner in her life.
In these difficult economic times it is even harder for a single mother to find financial assistance that will help her improve her life. A lot of women fall into poverty because they are a single mother, did not get an education or because they had an unexpected pregnancy.
Some women have been abused by their partners and were forced to leave their homes with their children, without any money. Women have also been abandoned by their partners after having a child together. That is why there is a need for financial assistance that will help women become independent and self-sufficient so they can provide everything they need for themselves and their children.
Single mothers can receive help from government programs, non profit organizations and other charities that offer financial aid and assistance to them. These agencies may provide funding for housing expenses (rent or mortgage), food costs.
Florida’s Medicaid program, known as Florida Medicaid, provides medical coverage to low-income state residents. To qualify for Florida Medicaid, applicants must meet income and other eligibility requirements and be U.S. citizens or legal permanent residents. To apply for Florida Medicaid, you can visit your local Department of Children and Families (DCF) office or apply online using the ACCESS Florida website.
Florida’s Temporary Assistance for Needy Families (TANF) program offers temporary cash assistance to eligible families with minor children facing economic hardships. Cash assistance is limited to a maximum of 48 months in a lifetime and may not be used to pay for child care expenses. To apply for TANF benefits in Florida, visit your local DCF office or apply online at the ACCESS Florida website.
Federal Pell Grant
The Federal Pell Grant is a grant awarded to undergraduates who demonstrate exceptional financial need. Single moms can apply for this grant, which does not have to be repaid.
The amount of the grant varies based on the recipient’s financial need, the cost of attendance and whether the student is attending school full-time or part-time. For the 2014-2015 academic year, the maximum award was $5,730.
The Federal Pell Grant can be used to pay for post-secondary education expenses. It is awarded based on financial need and does not have to be repaid. You can find out if you qualify by completing a FAFSA form. The U.S. Department of Education also offers a search function to help you find schools that offer Pell Grants.
The Federal Pell Grant is available to students who have not earned a bachelor’s or professional degree. This grant is for students who are enrolled in eligible programs that are at least one academic year in length. To be eligible, an applicant must demonstrate financial need. A student can receive up to 12 semesters of a Federal Pell Grant, and the award amount varies based on the student’s expected family contribution (EFC), cost of attendance, and enrollment status. The EFC is calculated using a formula developed by Congress, and it measures the amount that the student’s family is expected to contribute towards their education. The Federal Pell Grant does not have to be repaid.
To apply for a Pell Grant, single mothers must submit a Free Application for Federal Student Aid (FAFSA).
Federal Supplemental Educational Opportunity Grant
This is a federal program that provides need-based grants to low-income undergraduate students. The FSEOG program is administered directly by the college financial aid office, so you’ll want to contact them directly to find out how much, if anything, you qualify for. If you’re eligible and apply early enough, you should be able to receive your FSEOG award along with your Pell Grant.
You will have to fill out the Free Application for Federal Student Aid (FAFSA) to apply for the Pell Grant and Federal Supplemental Educational Opportunity Grant.
You can also go through your state’s education department to find out what other grants are available for single mothers looking to further their education.
The U.S. Department of Education also offers a grant search tool at studentaid
Federal Work-Study Grant
Students who will be attending college in the state of Florida have a number of financial aid options available to them. These are offered through the Florida Office of Student Financial Assistance and are only available to students attending an eligible school in the state. Among these options is the Federal Work-Study Grant Program.
Students who receive this type of aid can work on campus or off campus at an approved community service organization. The money earned from this employment can be put towards the cost of tuition, books, room and board or other expenses. Students with dependents may choose to apply for the Federal Family Education Loan (FFEL) Program instead of work study, as it offers more flexible repayment terms.
All students applying for any type of aid must file a FAFSA application. This form is used by all colleges and universities to determine each student’s financial need and any additional aid they qualify for. Many schools also have their own application forms that must be completed as well.
The Federal Work-Study Grant is only one option available to students in Florida. The state also offers a number of grants, scholarships and loans that can help pay for college expenses.
Federal Student Loan
Federal student loans are funded by the federal government and can be used to pay for college tuition, as well as room and board and other personal expenses. These loans have low interest rates, fixed interest rates, flexible repayment options and can be subsidized. Subsidized means the government pays your interest while you are in school, so you don’t have to start making payments on them until after you graduate or stop attending classes.
One option for single mothers is the Federal Pell Grant. This is a need-based grant with no repayment required. This grant is only available to undergraduate students who have not received a bachelor’s degree yet. The amount of money available depends on financial need and enrollment status, whether full-time or part-time, as well as the cost of attendance at your college or university.
The Federal Student Loan provides that:
- Employment is required for single mothers in Florida. However, employment does not have to be full-time.
- Financial need is also required for the Pell Grant. This program will try to help students who are the most in need of financial aid.
- This program is available to all US citizens or eligible noncitizens. In addition, female students must be at least 17 years of age to receive this grant. There is no maximum age limit.
- Single mothers in Florida are eligible to apply for a Pell Grant if they meet the above criteria.
Temporary Assistance for Needy Families (TANF)
The federal government’s TANF program provides temporary cash assistance to single mothers with dependent children whose income and resources are below a certain level. Each state has its own eligibility requirements and application process.
In Florida, the program is administered through the Department of Children and Families (DCF). The income limit for a family of three is $878 per month, as of 2014. As with all TANF programs, the goal is to provide temporary assistance to help you get back on your feet. DCF will require you to participate in activities designed to help you qualify for employment or further training. In Florida, these activities include education and job training, work or community service, or job search efforts.
- In order to be eligible for TANF cash benefits, a family must meet the following criteria:
- Have a child under the age of 18 in the home who is either:
- a US citizen or qualified alien.
- Pregnant and have a prenatal medical card.
- The family’s gross income must be at or below 200% of the federal poverty level.
- The family must have less than $2,000 in countable resources ($3,000 if there is a person with a disability).
Diversion Cash Assistance (DCA)
The Diversion Cash Assistance (DCA) program was created by the Florida Legislature in 2007 to provide temporary cash assistance to families with children who are working towards economic self-sufficiency.
DCA provides short-term financial assistance to eligible families with children under age 18. Financial eligibility is based on the gross income of all household members and the number of people in the family. The maximum DCA benefit ranges from $304-$359 per month, depending on a family’s size.
The number of months that families can receive DCA benefits depends on whether the family had previously received Temporary Cash Assistance (TCA). Families who have never received TCA are eligible for a maximum of 24 months of DCA benefits. Families who had previously received TCA may be eligible for up to 36 months of DCA benefits if they meet certain criteria.
DCA can be provided to families who:
- Have not received cash assistance in the past 12 months
- Are eligible for TANF but do not have sufficient income or resources to meet their needs without assistance.
- Complete an application and are determined eligible by the Department, and
- Have an approved plan to resolve the emergency situation that caused them to apply for TANF
Supplemental Nutrition Assistance Program (SNAP)
The Supplemental Nutrition Assistance Program provides financial assistance for single mothers (and others) who meet strict income guidelines. The program provides financial assistance to low-income families that can be used to purchase food items at grocery stores. SNAP benefits are automatically deposited into your account each month and are only useable at select grocery stores. In order to qualify, your income must fall below 130 percent of the federal poverty line. You can apply online or at your local Department of Children and Families office.
This is a federal program that provides monthly benefits to low-income households in order to help pay for the household’s food needs. The specific amount of benefits received each month depends on household size, income, and expenses. Payment is provided via Electronic Benefit Transfer (EBT) cards which work like debit cards at stores that accept SNAP benefits.
To qualify for SNAP, a household must have gross income up to 130 percent of poverty level; however, this limit may be higher with an elderly or disabled person as a member of the household. The net income limit is 100 percent of poverty level. This means that some deductions are allowed from gross monthly income based on certain expenses such as high housing costs or child care costs related to employment.
Women, Infants and Children Program (WIC)
The Women, Infants and Children Program (WIC) is a federal assistance program of the Food and Nutrition Service (FNS) of the United States Department of Agriculture (USDA) for healthcare and nutrition of low-income pregnant women, breastfeeding women, and infants and children up to age five who are found to be at nutritional risk. The program was established in 1972 after US President Richard Nixon called for a national commitment to children. WIC serves as a supplement to food shopping as well as providing healthcare, nutrition education, breastfeeding support services and referrals to other services.
WIC is not an entitlement program; Congress limits the number of individuals who can participate each year. As many eligible applicants who apply will be served if funds are available. If funds are not available, some states serve a limited number or provide a waiting list for applicants.
The Women, Infants and Children Program (WIC) is designed to help low-income families by providing food, formula and other nutritional supplements for pregnant women, mothers who recently had a baby and children under 5 years of age. Though the WIC program does not offer cash grants for single mothers, it can provide resources to help you save money on groceries. You can apply for WIC at your local health department. The program is funded by federal dollars and administered by each state.
Many states have programs that help single mothers with basic living expenses. If you are looking for financial assistance beyond the scope of food stamps, you may qualify for cash assistance through your state’s Temporary Assistance to Needy Families program — also known as welfare. In most states, you must be a legal resident of the state and a U.S. citizen or legal immigrant to qualify for welfare. TANF benefits include cash assistance and access to job training programs. Contact your local Department of Human Services office to find out if you qualify for these programs in your area.
Child Care Assistance Program (CCAP)
The Child Care Assistance Program, or CCAP, is a program that provides child care assistance to low-income families who are working or enrolled in school. This type of assistance helps ensure single mothers are able to secure and maintain employment and gain financial independence, while also maintaining the ongoing developmental needs of their children.
- All children must be under the age of 13. If you have an older child with special needs then that child may be eligible until they turn 18.
- Children must be living with a parent or legal guardian who is financially responsible for them.
- The parent(s) or legal guardian must meet income guidelines specific to their family size and the county they live in.
- Parents or legal guardians must supply proof of employment, such as pay stubs, or proof they are enrolled in an academic program (college, high school, GED, etc.).
Child Care Access Means Parents in School Program (CCAMPIS)
The CCAMPIS is a federal program that offers grants to low-income single mothers who are pursuing postsecondary education. This program provides subsidized child care services so the student can focus on their studies and be able to pay for school.
To be eligible for CCAMPIS, you must be a single mom who has at least one child under the age of 12 and whose annual income is less than $30,000. In addition, you must be enrolled in an accredited college degree or certificate program at least half-time and have a satisfactory academic record. Only students studying at schools that participate in the Pell Grant program are eligible to receive CCAMPIS funding.
Head Start / Early Head Start
The Head Start / Early Head Start program is a federally funded program for low-income families. It provides comprehensive services for children from birth to 5 years of age, and their families. This includes educational and developmental activities, parent involvement, nutrition education, health screening and social services.
The Head Start program consists of three components, as follows:
1. Early interventions and child development programs, which help parents to prepare their children for school life;
2. Educational programs, including home visits, special classes, social and health services;
3. Community support services that provide family food assistance and job training services to the single mothers.
For more information:- Visit Head Start Locater
Section 8 Rental Subsidy
The Section 8 rental subsidy is a federal program that provides financial assistance to low- and moderate-income individuals and families who are interested in renting private housing. The U.S. Department of Housing and Urban Development (HUD) administers the program at the state and local levels. The program is available for single mothers living in Florida.
Single moms can apply for Section 8 rental assistance through their local Public Housing Agency (PHA). If there are no PHAs in the area, then the application must be made directly with HUD’s office in Jacksonville, Florida.
Section 8 applicants must be low-income individuals or families who meet income limits established by HUD and administered by the local PHA. Applicants must also be U.S. citizens or legal residents of the United States, which includes refugees and those granted asylum by the U.S. government.
Public Housing Program
The Public Housing Program provides safe and decent housing for eligible low-income families, the elderly, and persons with disabilities. To apply for the program, contact your local public housing agency (PHA).
The PHA will check your references to make sure you and all adult family members will be good tenants. They also verify your income, to make sure you can afford the rent. The PHA will also look at your credit history to see if you have any serious credit problems.
Some PHAs require that everyone 18 years or older who will live in a public housing unit sign a lease as an individual tenant. Other PHAs allow for one adult to sign as head of household. Your PHA will explain their rules about signing a lease when you apply for public housing.
Low Income Home Energy Assistance Program (LIHEAP)
LIHEAP is a federally funded program that helps low-income households with their home energy bills. Families with one parent and at least one child who meet federal income eligibility guidelines may qualify for this program. This assistance is available only to families that pay for heat in their own homes, apartments or mobile homes. The program does not provide assistance for renters whose heat is included in their rent. Eligible customers will receive a credit on their heating bill during the winter months.
The Low Income Home Energy Assistance Program (LIHEAP) helps keep families safe and healthy through initiatives that assist families with energy costs.
Weatherization Assistance Program (WAP)
This is a federal program that aims to help low-income families to cut their energy bills. The program is managed by the Department of Energy and offers services for free. It is made for any American family, not just single mothers. While the service does not cover all expenses, it can be an incredible help for many households.
The program provides money for home energy improvements, such as better insulation or more efficient windows. That way, you can save money on your heating bill during the winter and your cooling bill during the summer.
In essence, WAP makes your home more energy efficient. Energy efficiency means using less energy to do the same things you always do – such as heating and cooling your home to a comfortable temperature. The process of making a home more energy efficient is known as weatherization.
To qualify for WAP, you need to meet certain income requirements, which vary based on where you live in Florida and how many people are in your household. For instance, you may be eligible if you make less than $3,500 per month and live in Miami with two kids.
To contact WAP in Florida, call 1-877-741-7979
Medicaid: Health Insurance for the Poor
Medicaid offers health care coverage to low-income individuals and families. Those who qualify for Medicaid include pregnant women, children and parents with dependent children, individuals with disabilities and those over the age of 65. Medicaid applicants must meet certain income requirements as well as residency requirements that prove that they live in the state of Florida. Individuals must also be legal citizens or permanent residents of the United States in order to qualify for this health care coverage program.
Children’s Health Insurance Program
Children’s Health Insurance Program (CHIP) is a public funded program offering health insurance cover to the children who come from families that do not qualify for Medicaid but cannot afford to pay for private insurance.
As of July 4, 2017, the CHIP program has been extended by a further 4 years which means this program will continue offering low-cost health coverage to children until Sept 30, 2019.
The eligibility requirements you need to fulfill in order to become eligible for CHIP include age, state residency and family income. The eligibility requirements can vary from one state to another and therefore it is important that you check your state’s website by clicking here. The below are the general eligibility criteria you need to comply with when applying for CHIP:
- Your child is under 19 years old
- The annual family income does not exceed the limit set for your state of residence
- You are a US citizen or legal resident
- You are a resident of the state in which you are applying for CHIP assistance
Supplemental Security Income
The Florida Department of Children and Families offers a number of programs for single mothers in Florida who need help making ends meet. These programs range from cash assistance, to medical assistance, to food stamps and subsidized child care.
The Supplemental Nutrition Assistance Program (SNAP), formerly known as food stamps, provides aid to single mothers in Florida who are struggling to put food on the table. To qualify, single mothers must be U.S. citizens or legal immigrants with limited financial resources and assets. In Florida, as of 2013, a one-person household’s monthly income cannot exceed $1,180 ($1,593 if disabled).
Title X: The National Family Planning Program
This program is designed to help families with low income. The Public Health Service Act has authorized the Title X Grant Program, which makes family planning services available to low income or uninsured individuals, including minors. This program provides comprehensive primary and preventive health care, including pregnancy testing and counseling, gynecological care and diagnosis and treatment of sexually transmitted diseases. Women of childbearing age may receive pap smears and breast examinations through Title X.
Although the program is geared toward women, it also provides birth control and reproductive health services to men. The U.S. Department of Health & Human Services funds state programs that assist families in need by providing information on local community resources for those who qualify for aid. To contact your local office about the Title X Grant Program, call 1-800-784-8669 or visit their website at acf.hhs.gov
National School Lunch Program (NSLP)
The National School Lunch Program (NSLP) is a federally funded meal program operating in over 101,000 public and nonprofit private schools (grades PK-12) and residential child care institutions.
The NSLP provides nutritionally balanced, low-cost or free lunches to more than 30.4 million children each school day. In addition, the NSLP provides cash assistance to State agencies for meals served to children in residential and nonresidential child care institutions, and for meals served to adults who are mentally or physically disabled and who participate in school programs for the disabled.
The Emergency Food Assistance Program (TEFAP)
The Emergency Food Assistance Program (TEFAP), is a food assistance program that provides food to people with low-income and limited resources. The program is a federal grant provided to the states, and administered in Florida by the Department of Agriculture and Consumer Services.
TEFAP’s main objectives are to provide food for the needy and create an opportunity for local agencies and individuals to assist in meeting the needs of their communities.
Through TEFAP, USDA distributes commodities to eligible recipient agencies such as food banks or food pantries, which then distribute the food to low-income individuals.
Local Food Banks
There are a few ways to get a grant for single mothers in Florida. First, a mother can try contacting the local food bank. These places will be able to help out with food and other items that might be needed. Also, many of these food banks have information on other grants and assistance programs in the area.
Another option is to contact the government agency that handles welfare benefits and apply for assistance. There are several different options available when it comes to getting assistance from the government. Some of these include child care, health insurance, education and job training. If there is no other way to get help, some states offer grants for single mothers who are struggling financially.
The Lifeline program is a federal government benefit program that provides affordable telephone service to income-eligible households and discounts on broadband Internet service. Lifeline service is non-transferable, may not be used with any other Lifeline offering, and subscribers may only receive one Lifeline benefit per household. Lifeline is available only in areas where the company offers residential local service.
How to qualify for Lifeline:
To qualify for Lifeline, you must have an active phone number (landline or wireless), participate in at least one of the following federal assistance programs: Medicaid, Food Stamps (SNAP), Supplemental Security Income (SSI), Temporary Assistance for Needy Families (TANF), Federal Public Housing Assistance (Section 8), Low-Income Home Energy Assistance Program (LIHEAP), National School Lunch Program’s Free Lunch Program, or Bureau of Indian Affairs General Assistance. Please note that eligibility criteria may vary by state. In some states, you may qualify based on income alone.
The Florida Department of Economic Opportunity (DEO) administers several programs to help Floridians that have lost their jobs due to economic downturns.
Unemployment Insurance (UI) is offered for workers seeking new employment after a job loss through no fault of their own. Eligible unemployed workers may receive up to 26 weeks of benefits over a 12-month period. Florida’s unemployment rate varies by season and the availability of seasonal jobs. Special provisions are made for individuals unemployed due to hurricanes and other major disasters.
To apply for benefits, visit FloridaJobs.org or call 1-800-204-2418.
Paid Family LeavePaid family leave provides new parents with the opportunity to spend more time with their newborn or newly adopted child.
Paid family leave is an insurance program that provides benefits to employees who take time off work to care for a seriously ill child, parent, spouse or domestic partner, or to bond with a new child entering the family through birth, adoption, or foster care placement. The program covers most workers in New York State and is funded through small employee payroll deductions.
What You’ll Need To request Paid Family Leave (PFL) benefits you will need:
Your employer’s mailing address and phone number. Be sure to check that your employer’s mailing address and phone number are correct before submitting your application. If it is incorrect, your employer may not receive your PFL Benefit Request Form on time and you may miss out on receiving benefits.
A copy of the completed PFL Benefits Request Form (form PFL-1). A completed form must be submitted once per claim period. Make a copy of the form for your records before submitting it to your employer and keep it in a safe place.
To apply for Paid Family Leave Insurance benefits online you must register for a NY.gov ID
Earned Income Tax Credit (EITC)The Federal Earned Income Tax Credit is a refundable tax credit for low and moderate income workers. The purpose of the EITC is to encourage people to work and to supplement wages to help people make ends meet.
In order to claim the credit, you must file a federal income tax return. You may also be eligible for other benefits, such as Food Stamps or Medicaid. To see if you qualify for any of these programs, you can check online at:benefits.gov .
The National Institutes of Health (NIH) provide grants to support education and research. These grants support students studying at all levels, including undergraduate students, medical students and graduate students. The grants also support faculty research projects aimed at improving the health of Americans.
College students who are single mothers may qualify for grants that help them complete their degrees. Some of these grants are provided by the federal government, while others are provided by nonprofit organizations or states. The dollar amount of each grant varies, as do the requirements for applying.
National Science Foundation Grant
The National Science Foundation is a United States government agency that supports fundamental research and education in all the non-medical fields of science and engineering.
The National Science Foundation grant programs are designed to promote the progress of science; to advance the national health, prosperity, and welfare; to secure the national defense; and for other purposes.
Here are some grant opportunities for single mothers from the National Science Foundation:
NSF Graduate Research Fellowship Program (GRFP)
The GRFP provides three years of support for the graduate education of individuals who have demonstrated their potential for significant achievements in science or engineering research.
The purpose of this program is to ensure the vitality and diversity of the scientific and engineering workforce in the United States. The program recognizes and supports outstanding graduate students in NSF-supported science, technology, engineering, and mathematics disciplines who are pursuing research-based Master’s and doctoral degrees at accredited US institutions.
Minority Business Grants
Minority Business Grants. Minority business grants can be a great way to fund your business venture. There are thousands of grants available to minority businesses, as many governments and private organizations are looking to encourage entrepreneurship amongst minorities. Grants are available for both men and women, but there are special programs that may be more advantageous for single mothers who want to start a business.
First, minority business grants can be used to help pay for your startup costs. You might need money to purchase the inventory you will sell, or you may need money to cover marketing costs. There are many government grants that can help with these expenses, and there are even some grants designed specifically for single moms who want to start their own businesses.
Second, minority business grants can be used as seed capital — money you use to expand your business once it is off the ground. For example, if you have an existing business and you would like to open a second location, then you could use a grant to help pay for this expansion.
Finally, minority business grants can be used as working capital — money that you use on a day-to-day basis in order to run your company effectively. This is especially important when running a small company where cash flow is hard to predict.